I agree with everything you said. I'm not entirely sure if it was offered as a counterpoint to what I said, but if so, please know that it's just because I didn't get too deeply into it.
The pragmatist in me says that because passing on the left is often legal, surely they have some way to identify that, or at least accept it as a deviation from the mean which they would discard.
The cynic in me though believes it exactly as you suggested, that every time you break the speed limit gets added as a 'point' against your record, and enough points eventually causes your premiums to go up.
The pragmatist in me says that because passing on the left is often legal, surely they have some way to identify that, or at least accept it as a deviation from the mean which they would discard.
The cynic in me though believes it exactly as you suggested, that every time you break the speed limit gets added as a 'point' against your record, and enough points eventually causes your premiums to go up.