This person enjoys discussing ML, according to their post history.
Either they are stupid, actually talking out their butt and should be no where near a mathematical discussion or they are purposely using their ethical statistics class to be disingenuous and their "conclusions" should be thrown out.
Being on a subway, regardless of the parent poster's sarcastic point about "only" one person being burned to death, is far safer than driving.
This very simple conclusion does not require an "ethical" statistics class, and you are being disingenuous and rude in your post. Have you considered reading HN's posting guidelines?
Chance of being the victim of a crime is low but not zero.