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> Given news reports that (some people in) GenZ has trouble after joining the workforce with computer skills later generations take for granted, and other reports on how much GenZ is unable to save, I doubt it's an age thing. Some people are just better with physical objects vs digital. (Some people do just deal with it just fine, mind you.)

My (step)son has had his own bank account - joint with myself and my wife since he was 9 years old. I transferred his allowance to it. Before he was 12, he had to ask us for his balance - which he did frequently - because he couldn’t get his own sign in.

Since then, he has had his own sign in. He is 22 now and we still have the same joint account with him.

It has overdraft protection to a savings account with $500 in it that we all use for overdraft protection.

I know he checks his account often because when it does slightly overdraft and things are pending. He transfers money from his own savings account that is separate from ours to catch it.

I taught him good money habits from the day that we became a family.



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