Just a note, the person you’ve responded to is different from the person who made the “joke,” (if that is the right interpretation. I don’t really get the joke, fwiw).
It doesn’t really make sense anyway; if the joke is that the comment is “backed” by the fact that HN users are upvoting it—comment scores aren’t visible to people other than the posters, right? So all we know is that it wasn’t smote into the hidden state.
It's confusing because we went from "decentralized" meaning "an inverted hierarchy" to "decentralized" meaning "a hierarchy seen from the other direction".
Banking is a centralized model. Participantation in banking can be said to be, from the perspective of the participant, decentralized. The participant's perspective on the hierarchy is inverted, but the model itself is unchanged.
Etherium is a decentralized model. Its model is an actually inverted hierarchy.