Taxpayers aren't paying for this, and in 2008 the government actually made money on the bailouts, so taxpayers didn't pay for that either.

There was no guarantee that the govt will make money but there is a guarantee it creates a moral hazard. If you are a banker take excessive risks and enjoy the profits, if things go wrong, the govt will bail you out.

Heads I win, Tails I dont lose.

You also ignored that govt/Fed keeps printing more money, so the taxpayer ultimately loses with inflation.

How come this won't cause inflation? That hurts taxpayers.

This is not what happened to plane/automobile manufacturers. The banks, you could argue yes. But these were collateral damage.